average cost of a family’s annual health insurance premium has jumped +6% YoY in 2025, to $27,000, an all-time high.
This marks the 3rd consecutive annual increase, following 2023 and 2024 gains of +7%.
In other words, premiums are now rising faster than inflation for the 3rd year straight.
Since 2000, the average health insurance premium has surged +350%.
Small businesses are seeing the largest health-rate increases, with over half reporting +10% or more premium hikes in 2025.
