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Once a mint rugs someone they loose all credibility… and then nobody would want to use that mint anymore. So it’s in their best interest not to rug because then nobody would use that lint anymore. Use it for small amounts only Like spending cash in your wallet. You wouldn’t walk around with thousands of dollars in your wallet because you could get robbed It’s not a savings account But also you could run your own mint and not have to trust anyone Or you could diversify across hundreds of mints. Or your local bitcoin meetup could run a mint and you know those people in real life so if they rugged you . You could r mess up their reputation….

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"Use it for small amounts only" - agreed. this is the key "You wouldn’t walk around with thousands of dollars in your wallet because you could get robbed' - This is *mostly* a true statement; but it's a terrible analogy (which many people use)... unless the threat model is that you're worried about the dollars in your wallet becoming non-transferable regardless of your own actions.