A 50 year mortgage is just kicking the bucket down the road
Take simple numbers
Thirty year: about 2,997 per month on 500k at 6 percent
Fifty year: about 2,643 per month
You feel richer because your monthly drops about 350.
But the only reason it drops is because you agreed to stretch the pain from 360 payments to 600 payments.
Over 30 years you pay around 1.08 million total.
Over 50 years you pay around 1.59 million total.
That is what “kicking the bucket down the line” really is
Now connect this to the housing “crisis”
The real bottleneck for most buyers is not the sticker price
It is the monthly payment relative to income.
That means
normies can now bid more for the same fixed supply of houses.
Politicians and banks can then say
“Look, affordability is fixed, people can buy again.”
In reality, you just pumped demand with more leverage
Without actually solving supply
So prices get pushed even higher over time
It “fixes” the crisis the way painkillers “fix” a broken bone
the 50yr confesses
1. Wages are not keeping up.
2. Home prices are not allowed to fall.
3. The only lever left is more duration and more leverage.
Now why is this deeply bullish for Bitcoin
Because it exposes what fiat actually is
If the only way the system stays “affordable” is by turning 30 years of debt into 50
It means your money is dying faster than the narrative admits.
50yr mortgages show you the endgame
They are proof the system would rather extend your leash than allow prices or rates to reset properly.
It is a giant billboard that says
“Do not hold our currency long term.”
For anyone paying attention
That message is incredibly bullish for Bitcoin.
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I’m already standing in line for a cash out refi into a 50 year mortgage on the house I “own” that was designed to last 28 years. 🤣 fuck it! I’ll take three 50 year mortgages and whatever cash I can squeeze out today goes straight to Bitcoin jail with a double life sentence.
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I don't have a home yet and would consider a 50 yr mortgage. Lock in a known housing cost and have an extra 20 years to pay the .5 mil extra when the currency has debased for 30 years already.
Get on the bs property ladder or get fked on rent forever or until collapse and I can buy a whole block of houses with bitcoin.