I just spoke with Chase Bank Global Risk Department rep. This week I had six rejected wire transfers (to Unchained, Strike and Kraken). She told me that they would no longer allow me to wire transfer to these "crypto" platforms and that I have to find a different way to fund these accounts.
Operation Chokepoint 3.0 alive and well and tightening at Chase Bank.
Thread
Login to reply
Replies (32)
Wire whie you can. The chains are being put in place on fiats fundage
Jesus what year is this?
That is crazy! I understand it’s still going to take years before boomers and legacy companies to fully trust BTC, but shouldn’t they at least understand the difference between a BTC-only platform, that offers customers financial services to a digital, commodity asset versus a crypto-exchange platform dealing with 100’s of digital securities by now?…..is it due to lack of education in understanding difference in BTC/Crypto? Or is there still a lack of clear regulations framework for BTC? Or is it just easier to for them to lump BTC in with crypto so that they don’t have to bother learning about or dealing with any of it? To me, it just seems like they would be leaving a lot of $$$ on the table by not being able to pivot and adjust to what their customers want, the way Fidelity and a few others have already done. I’m just a 30 year old dude, who barely graduated high school and has zero experience in finance and/or banking so what do I know? 😅 I genuinely am curious, and would value to hear anyones opinion on this issue. I’m obviously a Bitcoiner, but generally have a hard time accepting conspiracy theories. I tend to believe most people (including politicians and business-men) are rational and make rational decisions, unlike most of my fellow Bitcoiners, 😁…..I will admit though, many conspiracy theories due actually end up true or atleast more true than I initially thought! Studying about Bitcoin has definitely taught me that!
Wells Fargo
Exit completely.
Working on it...
This is a good thing. Non kyc is the way to go.
If most banks catch you sending Zelle or wires non KYC to buy Bitcoin they close your account too. It's a big issue, especially as ATM limits get worse and worse and money order limits aren't increasing.
Nice try fed, I’m not telling you how I stack
Huh?
Use ACH
How is that any different in the banks eyes?
Less risk from bank perspective. Less manual reviews for user so payments go through.
I have never had any issue using local credit unions.
Keep trying different exchanges. Maybe it's a compliance issue with the exchange.
Canadian banks are also making it difficult to buy bitcoin.
On a personal level, and as a finance director in the bitcoin space
I always like to work with bitcoin. It’s better for a bitcoin org/company to receive bitcoin. You never know if a wire transfer will be refused if you want to buy bitcoin.
But you sure as hell can belive these filthy bankers will take your bitcoin if you want to trade it for fiat. They want your coins…stack harder! Ditch fiat where you can. Work for Bitcoin. Buy things with Bitcoin.
View quoted note →
That's not your money. Get your own money. I know you know.
Unbelievable that this is still happening
View quoted note →
Stablecoins are safer.
After answering a litany of questions about trying to wire a large amount directly to Strike and River to fund my accounts there, this go around, I just wired a large sum to my alternate checking account then linked that alternate account to my Strike and River accounts. I then purchased BTC directly through Strike and River. No answering questions from my bank's "security" department. Easy peasey!
Yes, these incidents caused me to open other bank accounts, and Chase wouldn't approve my wires to those either (assumed to be a " Crypto Bank". Chase told me to fund my Strike/Unchained/Kraken separately, but won't send my funds to the other bank that will allow me to make those transfers...I can't get away fast enough.
The on-ramp to bitcoin is getting more and more tricky
Same in Australia
I don’t expect this trend to slow, but rather get harder
Haven’t had issues yet but I don’t use these 3. Yesterday there was some sort of limit for instant ach, looked like a glitch.
Screw the banks
Frustrating! If that happened to me, I’d be dropping the bank and going elsewhere.
Same happens in germany
Also at Chase:
> The employee apologized and told me something alarming:
> 🚨“This has been happening to a lot of people recently, especially those trying to buy Bitcoin.”🚨
https://xcancel.com/i/status/2019600877770735960
