Decentralised communication built on encrypted keypairs has to work.Ditto Bitcoin has to work.
Under the current gatekeeper paradigm, you don t own your emails. You surrender your money to the bank's control, and you are beholden to their policies. It is a lunatic running the asylum system making idiots and slaves of everyone involved except the few controlling your emails, the fruits of your money, your energy.
If it's truly MY bank account then give me the archive and I'll tout It around other banks to see what deal they Will give me. If they risk my money, they pay ME more to have my account etc. As It stands it's the bank's account and they give you sole access to It. And make you feels grateful for solving a fuck Up their system caused.
Bitcoin and lightning and nostr exist, the legacy system is exposed for it's backwards approach to security and privacy. Photos and SS numbers and telephone numbers, all stealable are woven together into a Swiss cheese of security bollocks, even though the tech leads at all these Institutions know damn well that PGP is now usable for everyone and a private and public key blows all their arcane and shite intrusive approaches out the wรกter..
end of rant after 2 hours on a tech support call with intelligent people with little wisdom reduced to endibg TVE call with a plea for me to say they were helpful. If their energy were better used, the world would be a better place