So, has anybody else experienced or heard of attempted fraudulent bank charges from a company called "Respontika"? I've heard anecdotally that banks have been dealing with these by the thousands over the past month or two.
From what I could see, Respontika is some online scam offering personality tests/online horoscopes. The normal scam is they charge a dollar for their "service", then attempt to pull anywhere from $15 to $40 after the fact and hope they get away with it.
But the stories I'm now hearing are that people who had nothing to do with Respontika, who never signed up for their shitty online personality test, are also getting hit with the same effects. First a one dollar transaction that slips the net, and then an attempted charge of $40 that recently is getting flagged as fraudulent by default.
Looking into Respontika as a legal entity, they're registered in Delaware (though not as an LLC, so I don't know how anonymous it is). But it seems weird to me that the bank fraud behaviour is extending to completely unrelated people who haven't touched their shitty website.

