BITCOINSAFARITZ

🚀 Episode 01 is Live! Check out this insightful video about the Fedimint App by Jetty Nakamoto! 🎥 Link: In this episode, Jetty breaks down how the Fedimint app works and why it's an important tool for Bitcoin communities, especially in the Global South. It's a powerful start to a great learning journey! 👉 Don’t forget to follow his YouTube channel, like, share, and drop your thoughts in the comments to support Bitcoin education content. Let’s keep learning and building together! 💡🧡

FAHAMU KWA HARAKA: DeFi NI NINI? Leo tujifunze DeFi (Decentralized Finance) - hii ni moja ya nguzo muhimu sana kwenye crypto na blockchain. DeFi ni nini? DeFi ni kifupi cha Decentralized Finance, yaani huduma za kifedha zisizo na benki au mtu wa kati, zinazoendeshwa na blockchain, hasa Ethereum. Kwa lugha nyepesi: DeFi ni benki ya mtandaoni isiyo na benki, 👉 Hakuna manager, hakuna karani, hakuna makaratasi, 👉 Wewe na blockchain mnafanya miamala moja kwa moja. Kupitia DeFi unaweza: 1.Kukopesha pesa (crypto) 2.Kukopa pesa 3.Kupata riba 4.Kufanya trading 5.Kuweka akiba 6.Kununua insurance 7.Kuweka bets (long & short) Yote haya bila benki. Kwa nini DeFi ni muhimu?👇 Bitcoin ilianza kama pesa ya kidigitali DeFi ikaenda mbali zaidi: 👉 Ikajenga mfumo mzima wa kifedha mbadala wa Wall Street, 👉 Bila majengo makubwa, 👉 Bila mishahara ya mabenki, 👉 Bila vikwazo vya nani aruhusiwe au asiruhusiwe. Mtu yeyote mwenye Simu, Internet,Wallet anaweza kushiriki DeFi Hii ina maana kuwa: - Fursa sawa kwa wote - Hakuna kubaguliwa - Hakuna kuulizwa “unafanya kazi gani?” Faida za DeFi _1. Iko wazi kwa wote_ Huhitaji kufungua akaunti benki. Unatengeneza wallet tu kama MetaMask then unaanza. _2. Hakuna taarifa binafsi_ Hakuna jina Hakuna email Hakuna NIDA Hakuna KYC Wallet yako ndio utambulisho wako. _3. Uhuru kamili_ Unaweza kutuma pesa muda wowote Hakuna kuomba ruhusa Hakuna kusubiri siku 3-5 Hakuna ada kubwa za kibenki 5. _iko chapu sana_ Riba hubadilika kila sekunde chache (kama sekunde 15) Mara nyingi riba ni kubwa kuliko benki za kawaida _6.Transparent_ Miamala yote iko wazi kwenye blockchain Kila mtu anaweza kuona kilichofanyika Hakuna kuficha hesabu kama kampuni binafsi DeFi inafanyaje kazi? Badala ya benki, DeFi hutumia DApps (Decentralized Applications). DApps ni apps zinazotengenezwa juu ya blockchain hasa Ethereum Mfano Unafungua DApp Unaconnect wallet yako Unaanza kutumia huduma Hakuna fomu, Interview wala Approval ya mtu Matumizi ya DeFi kwa sasa 1. Kukopesha Unakopesha crypto yako, Unapata riba kila dakika, sio mwisho wa mwezi. 2. Kukopa pesa Unakopa papo hapo Hakuna makaratasi Kuna hadi flash loans (mikopo ya sekunde chache) Benki za kawaida haziwezi hili. 3. Trading Unanunua na kuuza crypto moja kwa moja Hakuna broker Hakuna middleman Ni kama trading ya hisa bila broker. 4. Akiba Unaweka crypto kwenye platforms za DeFi, Unapata riba nzuri kuliko benki nyingi. 5. Derivatives (Long & Short) Unabet bei ipande (long) Unabet bei ishuke (short) Ni kama options au futures kwenye soko la kawaida. Hasara na hatari za DeFi Tusifundishe DeFi bila kuongelea hatari 1. Ada za mtandao (Gas fees) Ethereum chain ikizidi kuwa busy, ada inapanda Hivyo ku trade mara nyingi inaweza kuwa ghali 2. Volatility Bei hubadilika haraka Unaweza kupata faida au hasara kubwa 3. Kodi na sheria Hakuna mtu anayekufanyia hesabu za kodi Wewe mwenyewe unatakiwa kufuatilia Sheria zinatofautiana nchi hadi nchi Hitimisho DeFi ni: - Mfumo wa kifedha wa kizazi kipya - Usio na benki - Wazi kwa wote Lakini una hatari zake 👉 Elimu ni muhimu kabla ya kutumia DeFi.

Habari Mpya kwenye Crypto Adoption - Marekani _Nini kimetokea?_ Tarehe 20 Desemba 2025, wabunge wa Marekani kutoka pande zote mbili za siasa Rep. Max Miller ws Republican - Ohio na Rep. Steven Horsford wa Democrat - Nevada walitoa rasimu ya majadiliano yani discussion draft ya sheria mpya inayoitwa Digital Asset PARITY Act. Sheria hii inalenga mfumo wa kodi (tax framework) kwa crypto, hasa stablecoins. Kipengele kikubwa zaidi (SAFE HARBOR) Sheria inapendekeza kutokutoza capital gains tax kwa: Malipo yanayotumia stablecoins zilizofungamana na dola ya Marekani ikiwa thamani ya muamala ni chini ya USD 200. 👉 Hii inalenga matumizi ya kila siku, kama: - Kulipa huduma - Kununua bidhaa ndogo - Kutuma pesa ndogo Lengo ni kupunguza usumbufu wa kodi (IRS compliance burden) kwa wananchi wa kawaida. _Masharti ya stablecoin zinazokubalika_ Ili stablecoin ifaidike na msamaha huu: Iwe imetolewa na issuer aliyeidhinishwa chini ya GENIUS Act Iwe imefungamana moja kwa moja na dola ya Marekani pekee Bei yake ibaki ndani ya 1% ya $1 kwa angalau 95% ya siku za biashara kwa mwaka uliopita 👉 Sio stablecoin zote, ni zile zilizokuwa regulated kikamilifu. _Nani hawahusiki?_ Msamaha huu hauwahusu - Brokers - Dealers - Trading au investment activities 👉 Hii si sheria ya kuwakinga traders wakubwa, 👉 Ni kwa matumizi madogo ya kila siku, si faida kubwa za uwekezaji. _Kitu kinachoendelea kujadiliwa_ Wabunge bado wanajadili: Kuweka kikomo cha jumla cha mwaka (annual aggregate cap) ili kuzuia watu kutumia loophole. _Itaanza lini?_ Kama sheria hii itapitishwa: Itaanza kutumika kwa miaka ya kodi baada ya Desemba 31, 2025 _Hali ya sasa_ Hii ni rasimu tu, bado sio sheria rasmi Bado haijawasilishwa rasmi bungeni Lakini ni pendekezo la kwanza kabisa la kodi ya crypto kutoka kwa wajumbe wa House Ways and Means Committee. Hii ni ishara kubwa kwamba: Serikali ya Marekani imeanza kuichukulia crypto kama sehemu ya mfumo wa fedha,stablecoins zinaonekana kama njia halali ya malipo ya kila siku _Hitimisho_ Hii si habari ndogo. Ni hatua ya wazi kuelekea: Crypto kutumika kama pesa za kawaida Stablecoins kuwa daraja kati ya crypto na mfumo wa fedha wa kawaida

JUST IN: 🇺🇸 US regulators propose rules that could label everyday Bitcoin activity, such as self-custody, swaps, and privacy tools, as “suspicious.” Taarifa mpya kutoka Marekani zinaonesha kuwa mashirika ya udhibiti yamependekeza sheria mpya ambazo zinaweza kuainisha shughuli za kawaida za Bitcoin kuwa za “shaka.” Shughuli hizi ni pamoja na kujihifadhi mwenyewe (self-custody) ya Bitcoin, kutumia privacy tools kama CoinJoin au samurai wallet, pamoja na kufanya Bitcoin swaps. Mapendekezo haya yameibua hofu kubwa miongoni mwa watetezi wa haki za kifedha, kwani yanatishia msingi wa Bitcoin kama pesa ya kidijitali isiyodhibitiwa na mtu au taasisi yoyote. Self-custody ni kiini cha uhuru wa kifedha — mtu kumiliki na kudhibiti fedha zake mwenyewe bila kuhitaji benki au mpatanishi. Iwapo sheria hizi zitapitishwa, zinaweza kuzuia watu wengi kutumia Bitcoin kwa njia salama na binafsi, na kufungua njia kwa ufuatiliaji mkubwa wa matumizi ya pesa. Hili linaweza kuathiri maendeleo ya teknolojia ya Bitcoin na kuwakandamiza watumiaji wa kawaida wanaotafuta njia mbadala ya kuhifadhi thamani au kulipa kwa uhuru. Ni muhimu kwa jamii ya Bitcoin kupinga hatua hizi ili kulinda uhuru wa kifedha. #Bitcoin #SelfCustody #FinancialFreedom #CryptoRegulations #PrivacyMatters #SayNoToSurveillance #BTC #Satoshi #Decentralization #DigitalSovereignty #StopCBDCs

Hello Bitcoiners & Cohort 3 of the Bitcoin Diploma Course at BitcoinSafariTz! We are excited to officially begin Chapter 9 of the Bitcoin Diploma Course today, using the Bitcoin Education syllabus from El Salvador (myfirstbitcoin.io). Topic:An Introduction to the Technical Side of Bitcoin (Part I & II) Lecture by: Fidelis, Founder of bitika – Kenya 🇰🇪 Time: 8:00 PM – 10:00 PM EAT Dates: 20th & 21st August 2025 Location: Google Meet Moderated by:Graysatoshi, Founder of BitcoinSafariTz Over two days, Fidelis will guide us through key technical aspects of Bitcoin, including: - How Bitcoin works under the hood - Public & private keys and cryptography - Understanding SHA-256 hashing - The UTXO model - Bitcoin nodes & miners - Mempool - Step-by-step Bitcoin transaction flow This chapter is essential for anyone wanting to understand how Bitcoin actually works, especially if you're planning to build or teach within the Bitcoin ecosystem. Come ready to learn, engage, and grow your technical foundation! Let’s keep building knowledge and freedom through Bitcoin. #BitcoinDiploma #BitcoinEducation #BitcoinSafariTz #MyFirstBitcoin #BitcoinAfrica #BitcoinTechnical #LearnBitcoin #SelfCustody #BitcoinIsHope #FinancialFreedom