Wrong way too look at it. Matt says he likes the MK4. I prefer the Q, and use it like a traditional checking account, but serious sats should be kept on multi-vendor, multi-sig.
Don't trust, verify.
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The MK4 has the benefit of HCM mode, which I assume someone in Matt's position may have use for. I imagine most individuals that aren't running a business may not find it so handy. The keyboard, on the other hand, is a quality of life improvement.