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Zeus is amazing. I use it for satscoffee when I'm mobile and to quickly check liquidity/channels. Not good for most normies to easily set up though. It's gotta be something that simply works right out the box. That leaves WoS if you eliminate coinos. Even wos shut down at the first sight of a possible challenge.... Again need an easy plug and play wallet with training wheels.

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Granted, this space changes quickly; but, my current recommendation is minibits wallet for pure Cashu with nwc support. Then, when ready to graduate larger amounts to something more secure, swap to liquid (and eventually to btc on-chain) via bull wallet. Liquid doesn't have the unilateral exit that a zeus embedded node has; but with Liquid's federated model, it seems pretty close - and I think the tradeoff of not having to manage node liquidity is worth it (unless you're really using lighting like all the time). Also, bull wallet's Recoverbull encrypted seed vault is a pretty clever set of training wheels (though, I wouldn't recommend using it for cold storage amounts).