Perhaps, having lived in a developing country, I have some insight into how one constructs one’s work and life in anticipation of infrastructure failure.
Looking at what climate change is doing to the weather, and what bat-shit crazy leaders are doing to their nations, here’s my advice: assume everything can fail.
Decide what failures might endanger your life, your work, your well-being, your comfort - in that order.
Address the first one first, then work down the list.