I understand how reputation systems work, but this puts a lot of responsibility on new and uninformed users to make good choices upfront and that’s a weak link in the chain.
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Speaking of uniformed and new users….
You think they will run lightning nodes and balance and manage channels?
That’s also a lot of responsibility and a weak link in the chain
If they hop on something like Zeus
They get the best of all 3 worlds
Ecash
Self custody lightning channels
And on chain
All in one easy to use app