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I believe that human action means we will always create value, and specialise, plus trade So the need for money will always be there to perform its 3 key features Store of value Medium of exchange Unit of account The technological cycle will not create a scenario in which the human spirit of endeavour goes away What inspires us might change What is considered success might change But the utopian and dystopian you mentioned are very unlikely in my view

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Thanks for your input. Out of curiosity, have you heard/seen any of the commentary from Emad Mostaque, formerly of Stability AI? He has written a book called The Last Economy and is heading up the Intelligent Internet. It’s an interesting effort to offer a solution via AI to the upcoming economic paradigm shift as he sees it. It’s an interesting take on what is potentially coming from someone involved in creating and shaping AI. Book in link (free)