I’m thinking about what @jack mallers has recently spoken about in regards to the hodler’s dilemma. This is the choice to either spend your coins to finance living, or not spend your coins and live “less” than you otherwise could. Which is why he released @strike Lending (which I’m super excited about) Interest rates on this lending product appear to be between 9-13%, which seems high compared to traditional lending, but if you’re a hodler, you’re not a traditional investor, so is it expensive for you? If Bitcoin’s CAGR is between 50-60%, what’s 13% in interest? Let’s say Bitcoin’s CAGR works its way down to 25-30%. By then, interest rates should settle between 6-9%, but let’s say 9% to stay conservative. Still a better option than selling, creating a taxable event, and missing out on future appreciation of your Bitcoin. I think an important thing to understand is that this product is for productive individuals. If you work or have a business and can service the debt payments while living below or within your means, this is an amazing product for you. My husband and I speak about this almost every night. We’ve completed a full tour of duty in Bitcoin (4-year cycle). In the beginning, we thought we would be offloading some to finance a better quality life once we reached this point. But now we understand that the more we hold off on certain spending and sacrifice to live as minimally as possible now, each year that goes by, we’ll have that much more financial freedom moving forward. Now with lending, as long as we continue to live profitably, our savings will keep growing exponentially because we won’t need to cut into 5-8% of our stack each year to cover living expenses like we thought we would. My favorite part about this lending product from Strike, and others who will adopt this framework, is no credit check. That’s a big double bird from us to the system that tried to control us with their BS communist social credit score. No, we will not play by your nonsensical rules. Proof of work. Bitcoin is a meritocracy. You get opportunities based on your stack and nothing else. And you grow your stack by providing value to society. Proof of work. So excited for this bright orange future that is really starting to pick up steam.
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A lot of new faces here. So here’s what Born To Be Free is all about: 🧵 Mine and my husbands’ journey started in 2020, when the world flipped upside down. Things didn’t make sense, so we started questioning everything. And what we found shocked us: Money is corrupt. Food isn’t food. Medicine is broken. Education is a joke. We’ve been lied to about almost everything. And yeah…… our friends and family think we’re nuts 🤪 We realized… the system isn’t broken. It was built this way. And if we wanted to protect our family, our health, and our future, we had to step outside of it. So we stopped outsourcing our health. We stopped believing the experts. We started learning from our ancestors, our intuition, and our land. That’s where Born To Be Free began. We didn’t set out to sell skincare. We set out to create a new way to live. We’ve traveled the country shaking hands with the people behind our products, like Redbanks Beef Farm in the Shenandoah Valley. We source our tallow regeneratively, from ranchers we know by name and who treat their cattle with dignity. We use zero plastic. Only ingredients your skin is compatible with and that your body actually recognizes. Everything we make is sourced and made in America the country we live in and love We’ve seen how much people are hurting mentally, physically, emotionally. We want to help change the trajectory of their lives. Skincare is just our entry point. We also share the health and wellness practices we actually live by and can honestly say have transformed our own lives. We believe in collaboration, not competition. Alignment, not algorithms. Sovereignty, not systems. Born To Be Free isn’t just a product. It’s a declaration. image