does anyone have a solid personal finance/budgeting template to share?

TIL there are people out there getting Ph.D's in Gender Studies

i don't understand gold as store of value rly like i understand why it is valuable, but to even consider going back to using gold as a method of payment, a much more extreme scenario has to take place compared to anything that would already make bitcoin viable is it just turbopessimism and people wanting to start anew and romanticising the past?

gn 💜