Assets are your friend Liabilities are your enemy

Three steps to financial success: 1️⃣ Pay off your #debt 2️⃣ Build an emergency #fund 3️⃣ #Invest for the future 👉🏼 Finance CAN be simple

When younger I held #Index funds due to their low cost Once I started to think about #retirement, I switched to income funds These give me some growth AND a regular #income It’s possible to get 4 - 5% income via this approach without selling any of your holdings