You should have easy access cash available for an emergency This doesn’t have to be in a low interest account You can ‘ladder’ your savings in fixed term accounts that release a set amount each month

Be clear on your #financial objectives Why do you #invest? Are you growing ‘net worth’ or are you building a ‘monthly income’ This will guide which #assets you are going to buy

A key step to #Financial #Freedom is to know where your #money is spent Call it a #budget, a financial plan or whatever It could just be a list But you need to know