To #retire early you need to be “#financially independent” You need to be able to live without the need to ‘earn money’ through traditional work #Passive income is one answer, which can be earned from #investments

Shares vs Bonds? Buy #shares and you are buying partial ownership of a company Buy #bonds and you are making a loan to a company Shares are more volatile but have greater potential for growth Bonds are less volatile but lower growth A diversified portfolio would include both