Most people donโt have an โemergency fund.โ They have a fear fund โ cash that melts while inflation compounds against them.
In Emergency Economics, I break down why the โsafeโ choice of holding cash might be your biggest financial mistake โ and how to build true resilience through rational, compounding assets instead of fear-based ones.
Read it here ๐
Most people plan their finances FORWARD. But the Stoics would tell you to plan BACKWARD from death. Itโs a bit morbid โ but it can help you buy your life back, one year at a time.
๐ โWorking Backward from Deathโ โ new FIRE BTC drop.
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One re-frame that can make your FIRE journey easier: Fund your last year first!
If youโre 40 and expect to live until age 95, you only need to save ~$5k at 5% real annual return to cover $80k of expenses.
Thatโs bite-sized savings.