The real “marshmallow test” today is for adults deciding between instant consumption in fiat or delayed gratification in bitcoin.

Chipped one in for birdie today. Is there a better thrill?

“Invest” doesn’t mean what you think it does. If you’re fine with owning VTSAX to save, and your whole approach to personal finance depends on its value increasing, dismissing bitcoin as “not an investment” because it has no cash flows makes zero sense.

People assume using money means spending it. In reality, the main use of money is holding it—keeping your options open. Bitcoin is built for that.

This is the most common argument I see from the Knots folks

Global debt keeps climbing. Bitcoin’s supply stays fixed at 21 million. All you need to know.