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🌐 From 10 Downing Street to Buckingham Palace, from policymakers’ boardrooms to deans’ offices and campus labs at the world’s leading universities — the latest issue of the Journal of the British Blockchain Association (#JBBA) has landed across the global BBA network. 🎥 Check out the highlights in this video! #Blockchain #Impact

🚨 Bank of England Unveils Consultation on GBP denominated Stablecoin Regulation 📍The Bank of England has launched its long-awaited consultation on a proposed regulatory regime for sterling-denominated systemic stablecoins. Governor Andrew Bailey said the framework aims to ensure “the public can have the same trust in new forms of money as they do in existing ones,” focusing on potential use in real-world payments rather than speculative crypto trading. Bailey added that a forward-looking approach was essential, warning that “retrofitting regulations once real-world applications have emerged at scale is unlikely to succeed.” The Bank plans to review feedback before finalising rules in 2026. ➡️ Earlier this year, BBA submitted its detailed response to the FCA's Stablecoin consultation:

BBA submits response to FCA's Stablecoin and Crypto Custody Consultation | The British Blockchain Association posted on the topic | LinkedIn

🔊 Hot off the press! 🇬🇧 We have submitted our comprehensive response to the Financial Conduct Authority

#Stablecoin

📍Is Bitcoin Biblical Money? - New JBBA citation fromThe Christian and Missionary Alliance, USA. ➡️ Original JBBA paper cited here is from BBA Fellow, Prof Erik P.M. Vermeulen FBBA: "Decentralisation is Coming: The Future of Blockchain" - (JBBA, 2019):

Decentralisation is Coming: The Future of Blockchain | Published in The Journal of The British Blockchain Association

By Mark Fenwick, Erik Vermeulen. This article describes some of the current shortcomings of decentralisation and suggests possible experimental sol...

🚨A Critical Challenge in the World of DeFi: How do we discover fair lending rates without intermediaries? 💥📣 NEW JBBA RESEARCH ALERT 📍 Decentralised finance lending faces unique challenges in determining fair interest rates without traditional intermediaries, often leading to inefficiencies from information asymmetry and liquidity risks. 🚀 This ground-breaking research from 🇫🇷 Université Paris Dauphine - PSL introduces a Novel Framework for rate discovery in decentralised finance (#DeFi) — a critical challenge in the emerging world of on-chain lending without intermediaries. ✍🏽 The authors Charlotte Eli and Professor Hervé Alexandre propose an auction-based mechanism that determines borrowing rates by integrating borrowers’ risk profiles with market liquidity conditions, removing the need for centralised oversight. ➡️ The Framework introduces: ✅ Fair and transparent interest rate formation in DeFi lending ✅ Alignment of incentives between borrowers and lenders ✅ Efficient, market-driven rate discovery using lending pools and smart contracts ✅ Informed participation and improved credit risk assessment ✅ Potential scalability of unsecured DeFi lending 🔍 Key finding: ➡️ By encouraging financial disclosure and transparent auction dynamics, DeFi lending platforms can achieve faster convergence to true market rates and greater stability — a vital step toward credible, decentralised credit markets. 🎤 Originally presented as an Abstract at the BBA's ISC2025, London:

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📍DeFi: Rate discovery in Decentralised Lending 🎤 Charlotte Eli of @Paris_Dauphine 🇫🇷presented her abstract at the BBA's 7th Blockchain...

📄 Now the Full paper has been published Open Access in The Journal of the British Blockchain Association (JBBA). 🔗 Read the paper here:

Rate Discovery in Decentralised Lending | Published in The Journal of The British Blockchain Association

By Charlotte Eli, Hervé Alexandre. This paper introduces a novel framework for rate discovery in decentralised finance, focusing on the unique cha...

✅ Indexed in DOAJ and Web of Science | Read by >2.7 million readers monthly:

Rate Discovery in Decentralised Lending – DOAJ

This paper introduces a novel framework for rate discovery in decentralised finance (DeFi), focusing on the unique challenges and opportunities wit...

JBBA Editor in Chief: Prof. Dr @Prof Naseem Naqvi MBE MBE FBBA ----

🌐 Stablecoins in The Commonwealth: 🏛️ Earlier today, our President Prof. Dr @Prof Naseem Naqvi MBE MBE FBBA participated in a Roundtable at Mansion House, London. The discussion explored the transformative potential of #Stablecoins across the 56 Commonwealth nations — home to 2.7 billion people, representing one in every three individuals on the planet. Commonwealth Enterprise and Investment Council (CWEIC) Foreign, Commonwealth and Development Office #Blockchain #Stablecoins #Commonwealth