Class of 2021 here. Haven't been to the moon or experienced a gut wrenching free fall. I became a mom, so my income and mental state were not rock solid, to put in mildly. That journey in itself defined new highs and incredible lows. And of course, at times when I had disposable income, BTC always hit new ATH. WTF!? I thought sometimes. When is it my turn to go the moon? 😉 Where is that god candle thingy? If I did not understand fundamentals and if I stopped learning, I would have been long lost in the noise, politics or some other 'cutting edge' empty promise. My returns are far from great, but my gains worth a lot more than % and $. The hope, freedom and peace of mind - you can't put a price on that.