“The credit system, which has its focal point in the allegedly national banks and the big money-lenders and usurers that surround them, is one enormous centralization and gives this class of parasites a fabulous power not only to decimate the industrial capitalists periodically but also to interfere in actual production in the most dangerous manner - and this crew know nothing of production and have nothing at all to do wish it.”
Citation: Avoid the ad-hominem fallacy to which you would likely fall victim. You don’t know the man because you haven’t evaluated his words. You only know what you have been told about him.