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Once you understand the Infinite Banking Concept, you would want to do it even if there is no death benefit. That's just the bonus... Er your "permission to spend" during passive income time.

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Had a great presentation on the Bitcoin Life Insurance company called Meanwhile... This company only accepts Bitcoin and the life insurance is denominated and paid out in Bitcoin. The idea is to purchase this insurance product as a whole life insurance policy. Then use the loan provision to borrow against your bitcoin as a way of privatized banking. This is basically the same strategy that was developed the late Nelson Nash called The Infinite Banking Concept. I'm looking to start promoting this along side our fiat dollar life insurance products. More to come as I was able to make the connect and meet with Danny

We get asked a lot why we don't use or recommend Universal Life insurance for the Infinite Banking Concept... #1 reason is risk... #2 is fees and #3 the potential to lose money either in the near term or down the road when the cost of insurance increases dramatically... Whole life insurance, structured for the Infinite Banking Concept is the only too we recommend.

Wheaton family blames radio personality for $134K investment loss – NBC Chicago