Why do some people save while others spend everything?
Why do some go into debt for an iPhone, while others invest in an intangible, hard-to-understand asset?
The answer isn’t about morality.
It’s about a key concept: time preference.
Time preference refers to your ability to delay immediate gratification for a greater future reward.
High time preference = "I want it all, now."
Low time preference = "I’m willing to wait for better."
It’s a quiet but powerful compass. It shapes your financial decisions, but also your health, relationships, and worldview.
The fiat society of infinite money encourages instant gratification.
When money loses value year after year,
When saving is discouraged,
When debt is easy, normalized, subsidized…
…the system rewards impatience.
You’re pushed to consume now, live on credit, and forget tomorrow.
Result: a short-termist society, stressed, with no real capital. In other words, the opposite of capitalism, which is now confused with consumerism.
Building for the long term, capitalizing, requires something else. Saving, investing, constructing means giving up the present for a stronger future.
And for that, you need two things:
✅ A currency that rewards time
✅ A vision beyond next week
Healthy personal finance starts with a healthy time preference. Saving for later is declaring that your future deserves more than your present.
Investing in solid assets is understanding that time is your greatest leverage. Refusing to chase every new thing is choosing substance over distraction.
Bitcoin isn’t just a technological asset.
It’s a tool for temporal realignment. It rewards patience, values saving, and restores scarcity. It’s a currency designed for those who think far ahead.
Your wealth doesn’t just depend on your income. It depends on your relationship with time.
What matters isn’t what you want now, but what you’re willing to give up today to become who you want to be tomorrow.
#Bitcoin
I always throw my trash on the ground.
Why, you ask?
Because there are many unemployed people who cost society a lot.
By simply throwing my used McDonald's bag on the ground instead of using a bin, it creates jobs for street cleaners. Less unemployment!
Then, they’ll use the money they earn to buy consumer goods, which will create more jobs, increase the level of public services through taxes, and put money in the pockets of shareholders and bosses.
The capital thus created will enable the development of new products, taxes will fund research, and with capital and research, we can finance the ecological transition and rockets to reach Saturn’s rings.
(That’s Keynesian economics)