Regardless of what happens, everyone will want the money that is being used in society. Bitcoin will be that money. It doesn't matter if you don't care about bitcoin right now. Eventually, you will. Everyone will want and need bitcoin. Bitcoin doesn't care about you. It will be adopted by the masses, even if you don't like it. If you don't adopt Bitcoin, you will be left behind, whether you like it or not.
You don't need to buy a whole Bitcoin all at once, or ever Buy what you can - stack small amounts with money you don't need immediately Over time, the amount of Bitcoin you have will be worth so much more than what you spent buying it