🚨A Critical Challenge in the World of DeFi: How do we discover fair lending rates without intermediaries? 💥📣 NEW JBBA RESEARCH ALERT 📍 Decentralised finance lending faces unique challenges in determining fair interest rates without traditional intermediaries, often leading to inefficiencies from information asymmetry and liquidity risks. 🚀 This ground-breaking research from 🇫🇷 Université Paris Dauphine - PSL introduces a Novel Framework for rate discovery in decentralised finance (#DeFi) — a critical challenge in the emerging world of on-chain lending without intermediaries. ✍🏽 The authors Charlotte Eli and Professor Hervé Alexandre propose an auction-based mechanism that determines borrowing rates by integrating borrowers’ risk profiles with market liquidity conditions, removing the need for centralised oversight. ➡️ The Framework introduces: ✅ Fair and transparent interest rate formation in DeFi lending ✅ Alignment of incentives between borrowers and lenders ✅ Efficient, market-driven rate discovery using lending pools and smart contracts ✅ Informed participation and improved credit risk assessment ✅ Potential scalability of unsecured DeFi lending 🔍 Key finding: ➡️ By encouraging financial disclosure and transparent auction dynamics, DeFi lending platforms can achieve faster convergence to true market rates and greater stability — a vital step toward credible, decentralised credit markets. 🎤 Originally presented as an Abstract at the BBA's ISC2025, London:

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📍DeFi: Rate discovery in Decentralised Lending 🎤 Charlotte Eli of @Paris_Dauphine 🇫🇷presented her abstract at the BBA's 7th Blockchain...

📄 Now the Full paper has been published Open Access in The Journal of the British Blockchain Association (JBBA). 🔗 Read the paper here:

Rate Discovery in Decentralised Lending | Published in The Journal of The British Blockchain Association

By Charlotte Eli, Hervé Alexandre. This paper introduces a novel framework for rate discovery in decentralised finance, focusing on the unique cha...

✅ Indexed in DOAJ and Web of Science | Read by >2.7 million readers monthly:

Rate Discovery in Decentralised Lending – DOAJ

This paper introduces a novel framework for rate discovery in decentralised finance (DeFi), focusing on the unique challenges and opportunities wit...

JBBA Editor in Chief: Prof. Dr @Prof Naseem Naqvi MBE MBE FBBA ----

🌐 Stablecoins in The Commonwealth: 🏛️ Earlier today, our President Prof. Dr @Prof Naseem Naqvi MBE MBE FBBA participated in a Roundtable at Mansion House, London. The discussion explored the transformative potential of #Stablecoins across the 56 Commonwealth nations — home to 2.7 billion people, representing one in every three individuals on the planet. Commonwealth Enterprise and Investment Council (CWEIC) Foreign, Commonwealth and Development Office #Blockchain #Stablecoins #Commonwealth

📍Remember this researcher from Université Paris Dauphine - PSL who presented her abstract at the BBA’s #ISC2025 in London earlier this year? Her full paper is due to be published in The #JBBA soon! Stay tuned! #Blockchain #JBBA Charlotte Eli Hervé Alexandre

➡️ The Author presented his work at the ISC2025 - and received his award from BBA President, Prof. Dr @Prof Naseem Naqvi MBE MBE FBBA:

#isc2025 #blockchain #crypto #web3 #un #impact | The British Blockchain Association | 12 comments

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📍Originally presented as an Abstract at the BBA's International Scientific Conference #ISC2025 - and subsequently published as a full paper in the #JBBA - the Centre for Evidence Based Blockchain (CEBB) has now designed a highlight infographic of this research, authored by Dino Cataldo Dell'Accio and Mirko Montuori. ➡️ The JBBA is the world's first and only blockchain research journal that helps its authors design easy-to-understand research infographics of their work, maximising the global impact, understanding, and reach of their published papers. 🏛️ BBA's Centre for Evidence Based Blockchain now has more than 500 researchers and industry leaders in 79 countries. 🌐 JBBA Editor in Chief: Prof. Dr @Prof Naseem Naqvi MBE MBE FBBA #Blockchain #Research United Nations United Nations Joint Staff Pension Fund (UNJSPF)

👏 Congratulations to Dr Müge Çetin of Özyeğin University Turkey on the acceptance of her Blockchain research abstract for presentation at the #ISC2026. 🏛️ BBA's Annual Blockchain International Scientific Conference #ISC2026 will be held in London, UK, on Friday 27 March 2026. 🎤🌐 Accepted abstracts are being invited to give a presentation at ISC2026, as well as being featured in the special conference Edition of The #JBBA, April 2026. 🚨Abstract Submission Deadline = *30 NOVEMBER* 2025. ➡️ Submit your abstract here:

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8th Blockchain International Scientific Conference ISC2026, London - BBA

BBA's 8th Blockchain International Scientific Conference ISC2025, London.

🎓 Conference Chair: Prof. Dr @Prof Naseem Naqvi MBE MBE FBBA #Blockchain #JBBA #Crypto #EvidenceBasedBlockchain

🏛️📍We are delighted to share that the JBBA has been indexed in Osaka University Library of #Japan, the largest national university of Japan by undergraduate enrollment:

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With more than 23,000 students, 🇯🇵 Osaka University is the most prestigious research institution in Japan, producing many Nobel Laureates including Hideki Yukawa, Osamu Tezuka, Lasker Award winner Hidesaburō Hanafusa, author Ryōtarō Shiba, and discoverer of regulatory T cells Shimon Sakaguchi. ➡️ JBBA is the world's first, fully open-access scientific Blockchain research journal, available in print and online:

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JBBA Overview - BBA

The Journal of the British Blockchain Association (JBBA) is the world’s first peer-reviewed Blockchain journal that is available both inprint, an...

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📍New #SIBIS24 Speaker Alert: Professor Hitesh Tewari of Trinity College Dublin, Ireland 🇮🇪 Symposium Chair: Prof. Dr @Prof Naseem Naqvi MBE ➡️ Register to attend the Symposium:

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Scholars in Blockchain International Symposium (SIBIS2024) - BBA

World's First International gathering of Blockchain Professors from leading global universities across 6 Continents. Hosted by the BBA.

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📍European Bank, World Bank and WEF advocate for "Open Loop" Transportation infrastructures. Can Blockchains make Transportation systems efficient, greener, cheaper, and faster? Research from the JBBA. Infographics from BBA's Centre for Evidence-Based Blockchain. #Transport #Blockchain #Web3 #Climate #CEBB

🎓We would like to thank the following Review-Editors for their dedication and contributions to the upcoming *14th* issue of the Journal of the BBA #JBBA: Professor Marc Pilkington FBBA Professor Mary Lacity FBBA Professor Sinclair Davidson FBBA Professor Kevin Curran FBBA Prof. Dr @Prof Naseem Naqvi MBE FBBA Professor Apostolos Kourtis Professor Andrew Mangle, Ph.D. Professor Ping Wang Professor Sebastian Cochinescu Professor Mark Fenwick Professor 🏛️ Riem Abdelazim, Ph.D., MBA #BBA #Blockchain #Reviewers #Editors #Research #Web3 #Crypto #EvidenceBasedBlockchain