High time preference destroys nations before it destroys balance sheets.
But it also destroys families.
And what I love about bitcoin is that it trains you to think in decades, which is EXACTLY how a good father should think.
You know what’s interesting? Non-custodial systems remove counterparty risk by design. Custodial platforms add it back for convenience.
That difference will be the most important distinction between bitcoin platforms over the next 10 years.
Canada isn’t broken because of markets. It’s broken because Ottawa keeps picking the “winners”
Debt instead of productivity.
Housing inflation instead of real growth.
Regulation instead of accountability.
Alberta produces. Ottawa redistributes. Then wonders why everything feels tighter every year.
You can’t build a country by taxing the parts that work to subsidize the parts that don’t. Strong economies are built by builders, not bureaucrats.
Building @BitcoinWell started with a simple question: If Bitcoin is about sovereignty, why do so many companies still hold customers’ bitcoin?
Bitcoin Well was built non-custodial by design, even though it’s harder and slower. No custody. No rehypothecation. No seizure risk.
Control stays with the customer.
There are easier business models. Custody is one of them. But it recreates the fragility Bitcoin was meant to fix.
Non-custodial isn’t a feature. It’s the foundation.
A lot of “growth” over the last decade was just duration mismatch plus leverage. As the financial revolution continues this will cripple most companies.
I am building Bitcoin Well because I want my kids to inherit a world where their time actually matters. The macro problems are clear.
Bitcoin is the solution, and family is the reason.
Our grandparents saved in dollars and built a life. Our generation saves in dollars and watches the value evaporate. I refuse to hand that reality to my kids. This is my life’s mission.