It takes 42.2 years to save a down payment for a home in Toronto.
11 years in Ontario.
Imagine saving 42 years to buy 20% of a home.
10 years ago it took 10 and 4.2 years.
Mortgages are just a way to make the rich richer by letting them borrow cheaply from the lower and middle-class
They are excellent for banks and investors but they're terrible for everyone else
If you don't agree with this, explain why younger generations can't afford a home