It's 2023 and most still don't get that Satoshi's genius had very little to do with the blockchain and everything to do with combining Proof of Work & The Difficulty Adjustment.
The more uncertain the future, the more money you're going to feel you need to compensate. Yet saving that money is a losing proposition because it requires extra work investing to keep up with inflation.
So many people refuse to buy Bitcoin because they think they're too late. That's envy talking, not any considered analysis.