Banking today is not “banking” anymore. It’s statism gone wrong. Only a small part of credit goes to economic production. The major part goes to funding government overconsumption, including lots of waste, fraud, and corruption. Another large part goes to inflationary speculation, pumping asset prices, increasing social inequality, preventing people to live their dream through honest work. Most of the daily work of bankers is now in regulatory compliance and serving state mass surveillance instead of serving commerce and savers. Ever growing, complex regulations desperately try to prop up the fragile fiat system, politicians’ house of cards which could topple down any moment. It will collapse anyway, whatever they do. Ever growing intrusive Big Brother methods to spy on citizens and businesses so they can squeeze out the last dollar for the greedy political caste. This foul system must end. Fiat must end. Bitcoin can fix this.