Why is spending so fun? The ventral striatum is activated when you anticipate and experience pleasure or reward. When making a purchase, the expectation of buying something can trigger dopamine release, giving you a sense of satisfaction.

Later financial goals are often sacrificed for the wants and needs of now.

Self custody of bitcoin is hard for a lot of folks. That means there needs to be better and more innovative multisig options available, not better third party custody options.

Insurance hedges against risk not uncertainty. Solid cash flow planning hedges against uncertainty. Choose your money wisely.