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It's important to realize that ecash solutions will not only be "general use wallets" that can pay for anything, send money to friends, or buy a coffee. Ecash systems will also be closed systems for media subscriptions, content monetization, VPN credits, paywalls, and ads. Not as money, but as credit tokens. The web is huge.

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Interesting. One UX hurdle is the lightning fee incurred when joining and leaving mints. If my sats are spread over too many corporate mints, i am held captive. Atomic swaps with no-fees should be possible between mint operators if they operate on a bitcoin standard