Thread

I remember reading the richest man in Babylon and that was great. I learned about btc 5 years ago and thats been the difference.

#asknostr

I have an excel with forecasts that I update with actuals monthly. It tracks my income, I split my expenses wrt food, fitness, university, home building / finishing. Everything else goes in a miscallaneous column, and I try to limit my frugality to that column. I split my savings between bank and Bitcoin. It let's me know my Bitcoin denominated position and cost basis. Then I have a dashboard with charts. It's pretty neat. Idk if that it's what flipped the switch. I definitely use it to plan my stacking, which guides my expenses. But I already have most of the information organised by Revolut. I guess having to write in the accounts is an opportunity to look back on stuff and budget for the next month. Before this, everything was haphazard, and I didn't care about savings. I'd cope with maximising ROI not net worth.