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That’s all fine and dandy, but some people and places are locked into a banking system of hooks which really makes doing so far more expensive, cumbersome, and tax-audit-risk heavy than is worth it.
Yes, I know that, but transaction fees alone can become a non-starter for some people. selling Bitcoin constantly because some merchants refuse anything other than transactions against not-a-credit-card account can be not worth it. I’m all for a Bitcoin standard, but I also realize its not yet reasonable for everyone. Unless I’m missing some new workaround to the merchants who refuse to allow payments by credit card.