And honestly...so was social security. I recognized that early in my career - and only about 4 years away from being able to draw social security benefits still do not plan on seeing any funds.
I'd happily sign them away if they just didn't tax my existing savings/investments. Otherwise, I'll take it early since I definitely put money in as an engineer/consultant/business owner. Then either buy BTC or a cup of coffee with how much it will be worth after inflation.
