Reading the report from the MBA students — meh, I’d say I agree only with the first bullet point. But you need to save in sound money, not fiat that can be printed endlessly. As for the second bullet point — ummm, they may not really understand the Fractional Reserve Policy. I’m not even sure if it still requires only 1% of the deposit now. But yeah, the bank’s source of funds doesn’t come from deposits; it comes from lending. And what?? It helps boost the economy? Now we’re drowning in debt and facing inflation to the point that we can’t afford as much as before. Is this what you call “boosting the economy”? And the last bullet point — I’m not sure we can really benefit from “lotto savings” in terms of financial discipline, since we can’t redeem it before maturity with full benefits. It’s honestly sad that this report was written by finance students who actually work in a bank. This just shows that being a banker doesn’t necessarily mean understanding the banking system. P.S. What’s that graph even trying to say? I don’t get it — and I don’t think I ever will. 😅 P.S. 2: I really hate it when they press the space bar for no reason. It's TOO MUCH!!! #Siamstr

เฝ้าระวังกันนะฮะทุกคน #Siamstr

Hot sauce, hot sauce Everybody want some, but can't handle what I brought 'em #Siamstr #Dogstr #Dog

OB Lesson Learned: Time is the final ingredient in the recipe for trust.

Good bye, my ex-red shoes 👋🏻 #Siamstr

OB Lesson learned: An individual who lacks self-esteem and questions his or her self-worth is more likely to absorb a leader’s direction rather than establish his or her own way of leading or thinking.