The world's first bitcoin-backed line of credit is here.
Unlock your bitcoin's purchasing power— instantly, flexibly, and securely— without selling your bitcoin.
Lava
A few years ago, Alex Crognale was one of the first professional athletes to get paid in bitcoin.
Today, he’s joining Lava as an investor, and we’re making that option accessible to everyone.
Deposit your paycheck to Lava and we’ll convert it to BTC with zero fees.
Live now.
Get dollars instantly without selling your bitcoin— now from your desktop.
Lava is officially live on web.
Deposit, borrow, and manage your funds right through your favorite browser.
Any device. Anywhere you need it.
Sign up and get started today.
Today we’re proud to announce we've raised $17.5M in additional funding.
We’re also launching our newest product— earn up to 7.5% yield on your USD by funding bitcoin-backed loans on Lava.
2x more than a high-yield savings account, fully backed by BTC.
Borrow faster than ever.
Lava’s next release enables near-instant access to your loan capital— get your funds in <400ms.
No queues, no wait times, no need to sell your bitcoin when you need cash.
It’s part of our biggest update yet— coming this month.
Buy your dream house. Keep your bitcoin. Beat the market rate.
We've partnered with Roam to make this possible.
→ Find an assumable mortgage on Roam at <4%
→ Borrow with Lava to fund your down payment
→ Buy a home without selling a single sat
Who wants in?
We’ve rebuilt Lava from the ground up.
Better UX. Faster performance. The lowest rates. Global on/off ramps. Instant access to capital. And much more.
The new standard for bitcoin-backed loans.
Unlock your savings without selling your bitcoin.
Launching soon.
Seamless global off-ramps are now live on Lava.
Connect your bank account and transfer your funds in just a few clicks.
Available today for USD, EUR, and MXN bank accounts.
New on Lava: withdraw to any EU bank account!
Users in the EU (plus Iceland and Norway) can now move their funds to any local bank account.
Access your loan capital in minutes, off-ramp directly to your bank, and start spending immediately.
All in just a few clicks.
All in just a few clicks.
Taking out a loan doesn’t have to require lots of time or paperwork.
When you borrow using pristine collateral like bitcoin, it doesn’t.
→ Post your collateral
→ Receive your loan capital in minutes
→ Start spending immediately
Get started today: 
Lava | Home
Fast and secure bitcoin-backed loans. Access dollars without selling your bitcoin, borrow at the lowest rates, and spend globally.