You CHOOSE when to retire. Governments use retirement benefits as a way to keep you working, spending money on things you don't need, and generating taxes by dangling a carrot in front of you. Don't fall for it. Cut expenses, increase income, build an emergency fund, and save a portion of your wealth in Bitcoin. Ignore all the noise and take ownership of your future. Government-sponsored pensions will likely be worthless within 20 years. #Hodl and day trade!!