Why is spending so fun? The ventral striatum is activated when you anticipate and experience pleasure or reward. When making a purchase, the expectation of buying something can trigger dopamine release, giving you a sense of satisfaction.

Later financial goals are often sacrificed for the wants and needs of now.

Self custody of bitcoin is hard for a lot of folks. That means there needs to be better and more innovative multisig options available, not better third party custody options.

Owning bitcoin is not a retirement plan. Planning for retirement is a retirement plan.